money – KARLOTA

Hello ETF

De Karlota2 weeks ago03 mins

With so many social reforms being debated upon, it is clear that we cannot depend on pension alone. Not for me especially when I moved to Germany at the prime age of 32 and started working at 36. More so with the fact that I do not work full time. And if I do not…

Odong, Sardines and Rente

De Karlota10 months ago10 months ago02 mins

I checked the pension department and asked for a Summary of how much monthly taxable pension I will receive when I retire at the age of 70. And the feedback was depressing. Unlike some Filipino parents who made their children as their retirement plans, this is not the case with my parents. And I would…

a VW Crisis

De Karlota2 years ago2 years ago02 mins

So if you did not hear the news yet, Volkswagen is planning to shut down 3 factories, about tens of thousands heads will roll and pay cuts to those who managed to keep their heads. The good old days of Germany is at its end and economy along with its population is in decline. The…

A Road Trip with Vito

De Karlota2 years ago2 years ago01 mins

We rented a 7-seater Volkswagen Touran at 960 euro for the planned summer road trip in Europe with my parents. Space is limited so we’ve been telling ourselves to travel light. It will be difficult but its a must. So when we went to the rental shop and was told that Touran was not available,…